I’m sitting here on the front porch, in the sun. Oh finally a glorious day that brings hope that we have made it through the long snowy winter.

But it gets me contemplating, “what’s next?”

The massive amounts of snow may lead to flooding, add to that spring rains and we could be in for real some major flooding problems this spring. The worst part is most likely your homeowners’ policy excludes Floods. So we need to be aware, understand the potential damages and plan accordingly.

So I ask the obvious question what is a flood. I turned to Google for the answer.

What is a Flood?

OK at first this may seem like one of those “Duh?” questions, however the National Flood Insurance Program has established a legal definition for a flood as follows:

A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow.

Most of us think that we need to live next to the ocean or a river to experience a flood but the important point is, anywhere it rains it can flood.

The National Flood Insurance Program is the source for the great majority of flood insurance. Call our office and we will gladly explain the coverage, costs and we’ll help you get into the program.  978-720-8005

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