According to the National Bureau of Labor Statistics, more than 66 percent of the estimated 20.7 million people who work at home are self employed and run a home-based business. And it’s estimated that more than half of home-based business owners are underinsured. The Independent Insurance Agents of America (IIAA) reports that nearly 40 percent of those surveyed are uninsured primarily because they thought their homeowners policy covered their business. Townsend Insurance Group can create a policy that’s unique to your home-based business needs.