by Townsend Insurance Agency | Ideas, Tips
Stepping out the door for a hard-earned vacation should bring an immediate sense of relaxation. However, leaving a home unoccupied—even for just a week—exposes the property to specific risks that can escalate from minor maintenance issues into catastrophic losses....
by Townsend Insurance Agency | Auto Insurance, Ideas, Safety, Tips
A Season of Milestones May brings graduation celebrations—and for many families, it also means new drivers hitting the road. Adding a young driver to your auto policy can feel like a big step. Along with the excitement of independence comes a new level of...
by Townsend Insurance Agency | Ideas, Tips
For years, the phrase “rules of the road” has applied almost exclusively to asphalt. On Massachusetts waterways, the expectation was more fluid—relying on common sense, mentorship, and a smaller regulatory footprint. The Hanson-Milone Boater Safety Act has...
by Townsend Insurance Agency | Insurance, Safety, Tips
As of April 1, 2026, the Hanson-Milone Boater Safety Act marks a major turning point for recreational boating in the Commonwealth. While the law was passed in early 2025, this year represents the first hard deadline for a large segment of the boating community. For...
by Townsend Insurance Agency | Safety, Tips
As February temperatures rise and fall, snow begins to melt—and that’s when many homeowners face an unexpected threat: water damage. While snow itself might seem harmless, the melting process can create significant problems if water has nowhere to go. Snowmelt can...
