by Townsend Insurance Agency | Homeowners Insurance, Ideas, Safety, Tips
Autumn brings cool weather, changing leaves, and cozy evenings indoors. However, as temperatures drop and fall storms approach, season-specific conditions can expose homes to unexpected damage. High winds, heavy rainfall, freezing temperatures, and falling debris...
by Townsend Insurance Agency | Ideas, Safety, Tips
Late August signals a shift in recreational routines. As the season winds down, motorhomes, jet skis, speedboats, and four-by-fours transition from weekend staples to storage structures. Parking these high-value recreational assets for the cooler months involves more...
by Townsend Insurance Agency | Ideas, Insurance, Safety, Tips
For seasonal business owners, July isn’t just another month on the calendar—it is the main event. Whether you run a beachfront ice cream shop, a mountain kayak rental outpost, a summer camp, or a seasonal food truck, July is typically when you bring in the peak...
by Townsend Insurance Agency | Auto Insurance, Ideas, Safety, Tips
A Season of Milestones May brings graduation celebrations—and for many families, it also means new drivers hitting the road. Adding a young driver to your auto policy can feel like a big step. Along with the excitement of independence comes a new level of...
by Townsend Insurance Agency | Insurance, Safety, Tips
As of April 1, 2026, the Hanson-Milone Boater Safety Act marks a major turning point for recreational boating in the Commonwealth. While the law was passed in early 2025, this year represents the first hard deadline for a large segment of the boating community. For...
by Townsend Insurance Agency | Safety, Tips
As February temperatures rise and fall, snow begins to melt—and that’s when many homeowners face an unexpected threat: water damage. While snow itself might seem harmless, the melting process can create significant problems if water has nowhere to go. Snowmelt can...