by Townsend Insurance Agency | Ideas, Tips
For years, the phrase “rules of the road” has applied almost exclusively to asphalt. On Massachusetts waterways, the expectation was more fluid—relying on common sense, mentorship, and a smaller regulatory footprint. The Hanson-Milone Boater Safety Act has...
by Townsend Insurance Agency | Insurance, Safety, Tips
As of April 1, 2026, the Hanson-Milone Boater Safety Act marks a major turning point for recreational boating in the Commonwealth. While the law was passed in early 2025, this year represents the first hard deadline for a large segment of the boating community. For...
by Townsend Insurance Agency | Safety, Tips
As February temperatures rise and fall, snow begins to melt—and that’s when many homeowners face an unexpected threat: water damage. While snow itself might seem harmless, the melting process can create significant problems if water has nowhere to go. Snowmelt can...
by Townsend Insurance Agency | Ideas, Safety, Tips
Living on the North Shore, we’re no strangers to the beauty—and the bite—of a Massachusetts winter. From Nor’easters that rattle the windows in Danvers to the freezing salt spray in Salem, winter storms are a way of life here. At Townsend Insurance Group, we’ve...
by Townsend Insurance Agency | Ideas, Tips
There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...
by Townsend Insurance Agency | Auto Insurance, Safety, Tips
As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of your car now can save you from costly repairs —...
