Understanding Different Types of Auto Insurance Policies

Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability...

The Importance of Having Home Insurance: Protecting Your Investment

For most people, their home is their biggest investment. It's where they create memories with their family and friends, and it's where they feel safe and secure. However, accidents and disasters can happen anytime, which is why home insurance is so important. In this...

Christmas Light Safety Do’s and Don’t

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...

Hiring a Contractor for Home Updates

If you own a home, then chances are at some point you will need to hire someone to do repair work on your home.  At Townsend Insurance Agency, we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for...

RV Insurance – Weather and Driving Conditions

RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that your trip will be a smooth experience.  As your...

How to Jump Start a Car

While learning how to jump start a car can be easy, there are risks in it if done so incorrectly. As your insurance agent, we care about your safety! Watch these steps for jump starting a car from Safe2Drive. What do you need to jump start a car? Before you can...

Commercial Auto Insurance On The Rise

Whether you are transporting tools to a worksite or delivering food to customers – companies of all kinds rely on safe and functioning vehicles to serve their customers. If you are using a vehicle for your business, commercial auto insurance is a must! However, there...

5 Defensive Driving Tips to Reduce Accidents & Save Lives, Time and Money:

Reduce Speed & Observe the Posted Speed Limit at All Times  The National Safety Council® Defensive Driving Division reminds drivers that "Exceeding the posted speed limit or driving at an unsafe speed is the most common error in fatal accidents." Wear Your...

Cost of Flood Insurance Rises, Along With Worries

MIAMI - Sharp increases in federal flood insurance rates are distressing coastal homeowners from Hawaii to New England and are starting to hurt property values and housing sales in areas just beginning to recover from the recession, according to residents and...