Is My Dog Covered? Understanding Pet Coverage in Home Insurance

Your furry friend is an integral part of your family, and their well-being is a top priority. As a homeowner and dog owner, you may wonder if your home insurance policy includes coverage for your beloved pet. Here, we'll explore pet coverage options within home...

Buying a New Home and Turning My Old Home into a Rental: What Do I Need to Do?

Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle decision. Here's a guide on what you need to do when making this transition: Evaluate Your Financial Situation: Begin by...

Should You Buy Life Insurance for Children?

We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about...

Businesses Must Take Steps to Mitigate Their Cyber Risks

Cyber insurance provides robust financial protection to businesses if they incur a data breach and is an essential part of any risk management plan, according to a video released by the Insurance Information Institute.* Cyberattacks and data breach-caused losses are...

Why It’s Important to Replace Your Roof for Your Homeowners Insurance

Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks or other potential...

Home Maintenance Tips: Protecting Your Investment and Insurance Coverage

Your home is not only a significant financial investment but also a place of comfort and security. Regular home maintenance is crucial to ensure your home retains its value, remains safe, and is covered by your insurance policy. Here's a list of essential home...

Understanding Different Types of Auto Insurance Policies

Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability...

The Importance of Having Home Insurance: Protecting Your Investment

For most people, their home is their biggest investment. It's where they create memories with their family and friends, and it's where they feel safe and secure. However, accidents and disasters can happen anytime, which is why home insurance is so important. In this...

Christmas Light Safety Do’s and Don’t

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...

Hiring a Contractor for Home Updates

If you own a home, then chances are at some point you will need to hire someone to do repair work on your home.  At Townsend Insurance Agency, we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for...