The Safety Ripple Effect: How the Hanson-Milone Act is Shaping More Than Just Boating

by | April 13, 2026 | Ideas, Tips | 0 Comments

For years, the phrase "rules of the road" has applied almost exclusively to asphalt. On Massachusetts waterways, the expectation was more fluid—relying on common sense, mentorship, and a smaller regulatory footprint. The Hanson-Milone Boater Safety Act has...
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Navigation Update: The 2026 Milestone for Massachusetts Boaters

by | March 19, 2026 | Insurance, Safety, Tips | 0 Comments

As of April 1, 2026, the Hanson-Milone Boater Safety Act marks a major turning point for recreational boating in the Commonwealth. While the law was passed in early 2025, this year represents the first hard deadline for a large segment of the boating community. For...
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The Hidden Risk of Snow Melt and Water Damage

by | February 25, 2026 | Safety, Tips | 0 Comments

As February temperatures rise and fall, snow begins to melt—and that’s when many homeowners face an unexpected threat: water damage. While snow itself might seem harmless, the melting process can create significant problems if water has nowhere to go. Snowmelt can...
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Stay Warm and Stay Safe: A North Shore Resident’s Guide to Winter Storms

by | January 23, 2026 | Ideas, Safety, Tips | 0 Comments

Living on the North Shore, we’re no strangers to the beauty—and the bite—of a Massachusetts winter. From Nor'easters that rattle the windows in Danvers to the freezing salt spray in Salem, winter storms are a way of life here. At Townsend Insurance Group, we’ve spent...
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A Season of Thanks: Why We’re Grateful for Our Clients (and How to Protect What You’re Thankful For)

by | November 17, 2025 | Insurance | 0 Comments

As the holiday season approaches, it's a time to reflect on the blessings of the past year and express gratitude for the relationships that enrich our lives. At our agency, we're especially thankful for the trust and confidence our clients place in us. It's not just...
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Fireplaces, Chimneys & Insurance: What to Know Before You Crank Up the Heat

by | October 23, 2025 | Ideas, Tips | 0 Comments

There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it's important to understand how having a fireplace or chimney impacts your home...
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September Auto Maintenance Checklist: Keep Your Car Fall-Ready

by | September 22, 2025 | Auto Insurance, Safety, Tips | 0 Comments

As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of your car now can save you from costly repairs —...
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Is Pet Insurance Worth It?

by | May 8, 2025 | Safety, Tips | 0 Comments

Assessing the value of pet insurance for your furry companion​ Pet care costs are on the rise, according to a new report from Rover, a pet care marketplace. The report suggests that dog care costs could rise 7% in 2025, while cat care costs could be 10% higher. About...
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Saving on Home Insurance: Practical Strategies for Homeowners

by | April 10, 2025 | Safety, Tips | 0 Comments

If you're looking to reduce your home insurance expenses without compromising on coverage, you're not alone. Home insurance is an important investment, but it doesn’t have to come with a hefty price tag. There are several effective strategies you can use to save money...
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The Answers to Common Questions About Motorcycle Insurance

by | March 17, 2025 | Safety, Tips | 0 Comments

Owning a motorcycle brings a sense of freedom and excitement, but it also comes with responsibilities, including the need for proper insurance coverage. Motorcycle insurance is essential for protecting yourself, your bike, and others on the road. Many riders have...
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